Duk da rashin daidaituwar kasuwa, cryptocurrencies suna da alama a kowace rana makomar kudi. 2020 ita ce shekarar da cibiyoyin kamfanoni suka fara tara Bitcoin. A cikin 2021, yana iya zama lokaci don ƙasashe su rungumi cryptocurrencies. Yanzu da El Salvador ya karɓi Bitcoin, tambayar ita ce wa zai biyo baya?
Tarin ajiyar ajiyar waje - ya bambanta da Bitcoin?
Bayan girgizar farko da barkewar COVID-19 ta haifar a cikin Maris 2020, kasuwancin kasa da kasa yana dawowa kan matakan da ya kamata kafin barkewar cutar, kuma kasashe kamar El Salvador suna amfana da shi. Tun lokacin da ta yanke shawarar daukar dalar Amurka (USD) a matsayin kudinta a shekara ta 2001, manufofin kasafin kudi na Amurka sun yi tasiri sosai kan tattalin arzikin Salvadorian. A bayyane yake daga bayanan cewa faduwar darajar dalar Amurka kwanan nan ta haifar da manyan tsare-tsare masu kara kuzari da kuma fadada manufofin kudi sun yi tasiri sosai a asusun El Salvador na yanzu - jimillar duk wani hada-hadar hada-hadar kudi tsakanin wata kasa da sauran kasashen duniya.
Dalar Amurka mai rahusa tana nuna cewa kayayyaki a El Salvador sun fi sha'awar masu siye na kasashen waje, yayin da shigo da kaya ke kara tsada. Wannan al’amari na tattalin arziki ya sa lissafin da ake yi a halin yanzu na wannan karamar kasa ta Amurka ta tsakiya ya kai matsayin da ba a taba gani ba, wanda ya ba da damar karuwa mai yawa a asusun ajiyar waje a babban bankin kasa.
Amma ta yaya duk waɗannan ke da alaƙa da sanarwar tarihi cewa yanzu El Salvador ta karɓi Bitcoin a matsayin ɗan kasuwa na doka?
To, hauhawar hauhawar farashin kayayyaki yana lalata ikon siyan dalar Amurka. Don haka, canza wasu daga cikin wannan rarar kuɗin waje zuwa BTC tare da tsammanin haɓakar farashi ba kawai zai ba su damar haɓaka abubuwan da ke tattare da ajiyar su ba amma kuma zai zama shinge ga faɗuwar dalar Amurka.
Remittances - Yadda Bitcoin zai rage matsakaicin farashin
Tattalin arzikin Salvadoriya ya dogara sosai kan kudaden da 'yan kasarta ke aikawa gida. Haka kuma, kusan kashi ɗaya bisa huɗu na al'ummar ƙasar suna zaune a Amurka, kuma a cikin 2020 kawai, sun aika gida fiye da dala biliyan 6 a cikin canja wuri - wanda ya kai fiye da 20% na GDP.
Don haka, yana mai nuni da cewa an yi hasarar adadi mai yawa na wadannan kudaden a cikin masu shiga tsakani, shugaban El Salvador Nayib Bukele ya ce. a wani tweet cewa, ta hanyar amfani da Bitcoin, fiye da gidaje masu karamin karfi miliyan za su sami karuwa mai yawa a cikin dukiyarsu.
Ta yanayinsa, ana aiwatar da biyan kuɗi a cikin Bitcoin akan tsarin tsara-zuwa-tsara, yana yanke kuɗaɗen tsaka-tsaki. Tare da labarin cewa El Salvador ya karɓi Bitcoin, wasu ƙasashe masu tasowa da yawa a duniya na iya bin wannan hanya. Ga galibin kasashe masu tasowa, kudaden da ake turawa a waje suna da wani kaso mai tsoka na GDPn su, wanda galibi ana la'akari da shi sama da kashi 10% na adadin tattalin arzikin da ake fitarwa.
Haɓaka farashin bashi da fitar da jari - shin Bitcoin zai zama ceto?
Haɓaka haɓakar farashi a cikin manyan ƙasashe masu tasowa, musamman Amurka, yana ciyar da tsammanin masu saka hannun jari na haɓaka ƙimar riba. Hakan zai haifar da hauhawar farashin lamuni, wanda zai haifar da hauhawar farashin bashi ga ƙasashe masu tasowa yayin da masu zuba jari ke buƙatar samun riba mai yawa.
Idan aka dubi haɓakar haɓakar bashin waje na kwanan nan a El Salvador, wasu na iya yin la'akari da yin amfani da yuwuwar haɓakar Bitcoin zuwa farashin dalar Amurka duka a matsayin kariya daga wannan haɓakar ƙimar bashin da aka ƙima, da kuma hanyar sanya shi mai rahusa. don kashe pre- kasance na kudi wajibai.
Wannan na iya zama zaɓi mai yuwuwa wanda zai iya yin amfani da dabaru iri ɗaya ga ƙasashe masu tasowa da yawa, musamman waɗanda ke da nauyin kuɗinsu ya dogara da farashin bashin waje, kamar Argentina, Venezuela, Brazil, da Turkiyya.
A mafi yawan lokuta, waɗannan kudaden ƙasa sun ragu sosai tun farkon barkewar cutar. Idan tattalin arzikin Amurka ya farfado da sauri fiye da su, wannan zai haifar da fita daga manyan biranen su kuma, a ƙarshe, raunin kuɗi. Don haka, ƙara Bitcoin zuwa lissafin ma'auni na iya zama hanya mai inganci don guje wa faɗuwar kimar ajiyar kuɗin ƙasa yayin da rage haɓakar ƙimar rance da biyan bashi.
Haɗin kuɗi - Ta yaya Bitcoin zai haɓaka tattalin arziki
inganci
El Salvador karamar ƙasa ce mai tasowa, kuma yawancin al'ummarta ba su da ilimin kuɗi. Yawancin 'yan ƙasa ba su da asusun ajiyar banki na gargajiya kuma ba su da damar yin amfani da mafi mahimman ayyukan kuɗi, gami da layukan ajiya da lamuni.
Duk da haka, Mista Bukele ya bayyana cewa El Salvador karbar Bitcoin a matsayin ɗan kasuwa zai ba mutane damar ƙirƙirar walat ɗin dijital ta kan layi tare da wayoyin hannu. Don haka, Amincewa da cryptocurrency zai ba da ƙarin hada-hadar kuɗi a duk faɗin ƙasar, ƙyale mutane su faɗaɗa ayyukan kasuwancinsu da haɓakar tattalin arziƙinsu ta hanyar haɗa babban kaso na yawan jama'a a fannin kuɗi.
Haɗuwa da harkokin kuɗi al'amari ne mai mahimmanci a duk ƙasashe musamman a ƙasashe masu tasowa. Don haka kasashe da dama a Kudancin Amurka, da kuma na Asiya, sun sanya ido sosai kan matakin na El Salvador.
Duk da haka, lokaci ne kawai zai nuna ko wannan lokaci mai cike da tarihi zai kasance kamar yadda Mista Bukele ya yi hasashe. A halin yanzu, El Salvadorians suna shirye don gina makomar ƙasarsu tare da cryptocurrencies a ainihin sa.